Chinese Medicine Practitioner Insurance
Protect your healing practice with liability insurance tailored for acupuncturists and TCM practitioners — because even the wisest medicine needs a safety net.
- 40+ years of tailored solutions
- 30+ insurance providers compared
- Trusted by 20,000+ HK clients
- Free remote consultation cover
Coverage built around your practice
Designed for the realities of TCM practice
As more patients turn to Chinese medicine, practitioners can face complaints or civil claims arising from professional negligence — investigations, legal action and significant settlements. This policy covers your legal liability and provides the support you need.
Medical malpractice cover
Protects against legal liability arising from professional negligence, mistakes, herb mismatch or inappropriate advice that causes patient injury.
Vicarious liability
Cover extends to up to three employees working under the insured practitioner.
Free remote consultation protection
Complimentary cover for online / tele-consultation — no extra premium.
Same price for new graduates
Registered CMPs with less than 2 years' experience pay the same price as established practitioners.
Six tailored plans
Six plan tiers based on scope of TCM services and required sum insured.
Low deductible per claim
Prescription HK$5,000 · Dit Da HK$10,000 · Acupuncture HK$10,000 (each claim).
Selectable indemnity limit per policy year.
Cover extends to up to three employees working under the insured.
Covers third-party claims made and reported within the policy period. Claims reported after the policy ends will not be accepted.
Comprehensive protection meets unmatched client advocacy
Our edge
30+ insurance partners and 40+ years experience — relationships that translate into bargaining power and cost-optimised coverage.
Claims management
Rapid response, expert handling and stress-free process — we deal with insurers so you can focus on patients.
Tailored solution
Risk assessment, professional advice and market analysis — targeting up to 15% cost reduction vs. your existing premium.
TCM clinic insurance — answered
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Coverage tailored to your TCM practice
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