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doing good work since 1983

risk assessment





contractors renovation insurance
Contractor All Risk Insurance

Provides indemnity to loss of or damage to contract works and legal liability arising from the works being carried out.

comprehensive or third party motor insurance
Motor Insurance

Third party legal liabilities cover or comprehensive insurance for your private car’s domestic use.

property all risk fire insurance protects your property from fire, physical loss
Property All Risk Insurance

Comprehensive coverage for your property against various physical loss or damage. A much wider coverage than Fire Insurance

required by your client, product liability protects you from legal liability
Product Liability Insurance

Protect legal liability of manufacturer/ wholesaler/distributor resulting from products which was being sold and / or supplied.

marine cargo insurance protects your goods during transit
Marine Insurance

Marine Cargo policy protects you by indemnifying you various physical loss or damage to goods during transit

professional indemnity insurance protects professionals from third party sueing them alleging negligence and breaching professional duty of care
Professional Indemnity Insurance

Indemnifies professional firms and professional sin claims alleging negligence in provision of professional services

public liability insurance protects you against legal liability to third parties
Public Liability Insurance

Protects you against your legal liability for death, injury and/or property damage to third parties arising out of and during the course of your business. It also covers legal costs with our consent.

Employee's compensation (EC) covers your employee's injury by accident during course of employment
Employee’s Compensation

Indemnity against your statutory liability under Employee’s Compensation Ordinance to pay compensation in respect of bodily injury by accident or disease to your employees arising out of and in the course of employment

money insurance covers money against theft
Money Insurance

Covers for money against theft whilst in transit and/or at your specified premises during and after business hours.

office and shop package helps shop owners and office owners to cover their property, third party liability and employee's compensation
Shop/Office Package

Shop package is designed for shop owners. It offers flexible insurance options against a wide range of misfortunes.


Office package includes office contents “All Risks” insurance, money and third-party liability.

home insurance- another must buy to protect your home furniture, and personal liability to your neighbors and building
Home Insurance

Comprehensive cover on home contents including personal liability cover.

cover for your overseas domestic helper insurance such as medical expenses
Domestic Helper Insurance

Full range of coverage for your overseas domestic helper with 12 sections including employee’s compensation, medical expenses and fidelity protection etc.

medical insurance is a must for hong kong given the rising medical costs in private hospitals and long queue in public hospitals
Medical Insurance

A comprehensive Hospitalization and Surgical Insurance designed to protect you and your family members

personal accident insurance helps you cover medical expenses in case of accidental death, permanenet disability
Personal Accident Insurance

To provide a range of benefits if the insured individual unfortunately is deceased or disablement due to an unforeseeable accident

Fidelity Guarantee

Making good any financial loss incurred by you resulting from dishonest or fraudulent acts of your employees.

travel insurance a must buy insurance before you travel. Covers your medical expenses and other benefits
Travel Insurance

Travel Insurance package provides personal accident cover, medical expenses, 24 hours worldwide emergency medical assistance services. Clients can select single trip or annual policy depending on your expected frequency of travels.

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