Event
Insurance
From grand openings to private launches, our event insurance ensures every detail runs without worry — third-party liability, employees' compensation and personal accident in one coordinated package.
Certificate of Insurance issued the same day to meet venue deadlines.
Negotiated rates across insurers.
Submit your documents in the morning — get your CoI in time to meet contract, venue or licensing requirements today.
Cover for organisers, every step
Event insurance protects organisers from legal liability arising during your event — covering third-party bodily injury, property damage, and accidents that happen during setup, operation and teardown.
Whether you're running a concert, exhibition, sports tournament, wedding banquet or brand activation, LSC aligns the cover to your venue's contractual requirements — so a single accident does not derail months of planning.
Events we cover
From intimate gatherings to large-scale productions — here are the event types we most often handle.
What event insurance protects
Event insurance coordinates the four covers every organiser needs into a single, manageable policy.
Protects your event against third-party claims of bodily injury, property damage or personal injury arising from operations. Covers legal fees, settlements and medical costs.
Covers accidental injury, disability or death for event staff and participants — including medical expenses and lump-sum payouts for serious incidents.
Legally required in Hong Kong for every employer — including part-time and temporary crew assisting with setup and operation. Covers medical, disability and lost wages.
Reimburses irrecoverable costs and lost deposits if your event is cancelled, abandoned or curtailed due to weather, illness, government order or other insured perils.
Event insurance tips
Share the full run-sheet
Provide event type, date, venue, attendance and setup / teardown schedule so insurers can assess risk accurately.
Check venue requirements
Read your venue's insurance clause carefully — limits, additional insured parties and indemnity wording often differ between venues.
Purchase before setup begins
Policies must be bought before any setup work starts. The policy period should cover bump-in, the event itself and bump-out.
Cover part-time & temp crew
EC is mandatory regardless of full-time, part-time or casual status. Include every helper, MC, performer and tech crew.
High-risk activities need disclosure
Stunts, fireworks, motorised demos, drones, contact sports and minors must be declared — undisclosed activities may void the claim.
Add venue as additional insured
Most venues require you to add them (and sometimes their landlord / management) as additional insured — confirm wording matches their letter.
Consider cancellation cover early
Event cancellation is available as an add-on. If weather, illness or government order is a concern, discuss it at the quotation stage.
Keep the Certificate handy
WhatsApp us your venue's letter — we typically issue the Certificate of Insurance the same day so you can submit on time.
Trusted by Hong Kong's leading events
From international art fairs and global brand activations to sports federations and cultural venues — these organisers trust LSC to underwrite their events.
Information we need to quote your event insurance
Please also share any event leaflets or posters if available — it helps us match the right insurer faster.
- Insured / organiser name
- Event date(s) & number of sessions
- Nature & name of the event
- Event venue / address
- Third-party liability sum insured required
- Expected attendees per session
- AD&D (Accidental Death & Dismemberment) sum insured
- Accidental Medical Expenses sum insured
- Minimum & maximum age of participants
Comprehensive protection. Unmatched advocacy.
Art Basel HK, ComplexCon, West Kowloon, HKJC and HKCEC organisers rely on LSC for event cover.
Deep insurer relationships and four decades of experience translate into stronger terms and pricing.
We work for you, not insurers — challenging unfair exclusions and securing terms that match your contract.
Swift action with clear documentation guidance — claims processed as fast as possible.
We handle insurer communication and follow up with adjusters so you focus on the event.
Licensed brokers and claims specialists with decades of combined experience in event liability claims.
Thorough analysis to identify event-specific exposures standard insurers overlook.
Check venue insurance clauses and align your policy with what the venue and sponsors demand.
We target a 15% premium reduction vs. existing cover, leveraging local insurer relationships.
LSC vs Agent vs Insurer
| LSC (Broker) | Agent | Insurer | |
|---|---|---|---|
| Works for | You (client-focused) | The insurer | Shareholders |
| Choice of insurer | 30+ insurers | 1–4 partners | Own products only |
| Product scope | Comprehensive | Limited | Niche & restricted |
| Customisation | Tailored event cover | Personal life | Standard package |
| Risk advice | Proactive expertise | Basic guidance | Sales-driven |
| Claim support | End-to-end advocacy | Limited | Hotline only |
| Cost efficiency | Negotiated rates | Limited options | Fixed pricing |
| Compliance help | Yes (venue & HK ECO) | Minimal | None |
Common questions
What if the organiser asks for a Certificate of Insurance?+
WhatsApp us your venue's requirement letter — we typically issue the Certificate the same day.
Do I still need EC if I'm only hiring part-time crew?+
Yes. EC is mandatory regardless of full / part-time / casual status under HK law.
10% off for new customers
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